Aetna CEO Says ObamaCare Could Double Health Insurance ...

A great many people are already stretched , and I see no signs of whom is going to be getting insurance who can?t afford it now as it is. My daughter has no insurance, my grandson is of age and has no insurance. No one has sent them any notices that there?s going to be any relief for them I think the whole thing is a big hoax. Just who are the other millions who this is supposed to help? In the first place it was no cure for those who can?t afford insurance. It was said that this was only going to cover so many millions, and the rest of those with no insurance would be left hanging. And from what I have read, illegals will be covered under medicaid. There?s simply no relief for citizens who make very little money, yet are still not eligible for medicaid. I could go on and on, but why bother.

Source: http://www.westernjournalism.com/aetna-ceo-says-obamacare-could-double-health-insurance-premiums/

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Finance Tips: When To File for Bankruptcy ? High Voltage Interactive

Posted: 17th December 2012 by admin in Finance
Tags: bankrupt, bankruptcy, business, filing, finance

Financial advisers would tell you that it should be your last resort to file for bankruptcy and have debt consolidation instead for mountains of debt. When filing for bankruptcy, you should ensure that you can last for six years more without traveling into the same amount of debt. Here are a few things to know.

1. As said earlier, you can only file for bankruptcy again after six years. Bankruptcy can help those with great debt that takes 60% of most income, but it provides the same results as that of debt consolidation and has added advantages, which you cannot make use of, just because of overspending.

2. File for bankruptcy if your business losses are already too high or your medical condition does not allow you to work properly. Business losses leading to bankruptcy can have great implications to respective industries if the liquidation process is skipped. Anybody with a medical condition where payment insurance cannot handle the debts can file for bankruptcy.

3. File for bankruptcy only if you can provide legal fees. Bankruptcy can be costly and while some of your debts may be forgiven, you will still need to pay for legal fees not higher than your debt.

4. Lenders usually forgive or reduce the amount of repayments for your unsecured loans. They can also forgive secured loans, but you could use your collateral to pay them off. If you don?t want to tarnish your credit score too completely, using the collateral can help you.

Source: http://www.highvoltageinteractive.com/finance/finance-tips-when-to-file-for-bankruptcy/

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Big price for inaugural pomp; much private money

WASHINGTON (AP) ? The pomp surrounding the inauguration of the president of the United States can carry a hefty price tag, from the glitzy galas to all those inaugural balls.

Think of it this way: It can cost about the same as 150 Bentley cars, several dozen yachts or some $20 million shy of the cash needed for a Boeing 737.

But taxpayers aren't on the hook for the fun stuff ? the balls and other celebratory events ? and this inauguration won't be as big as the last one for President Barack Obama.

A solid chunk of the tab for the 57th inauguration next month will be picked up by loyal supporters and other private donors, as it has been for years. In 2009, Obama raised $53 million in private money for his inauguration, when a record 1.8 million people braved the winter chill to see him take his place in history as America's first black president.

Previous inaugural committees have raised big cash, too, though not as much as Obama. President George W. Bush had about $40 million raised for each of his inaugurals. For President Bill Clinton, it was about $30 million in 1997.

But this time around, with the economy still sputtering out of the worst downturn since the Great Depression, Obama is scaling back the celebrations a bit.

The official activities will span three days, starting with a National Day of Service on Jan. 19 and culminating on Jan. 21 with the swearing-in, the parade and the balls. Last time, it was four days of events.

As for those inaugural balls, there won't be as many. There were 10 official balls four years ago, but this time around a source close to the inaugural planning says there will be fewer balls, though no final number has been decided yet.

In 2009, there also was a huge rock concert on the National Mall with U2, Bruce Springsteen, Beyonce and many others. No repeat this time. The planning for the 2013 inaugural doesn't include a mall concert.

Another big change is the way Obama will raise his inaugural funds.

Unlike four years ago, he now is accepting money from corporations to help pay for the festivities, and there are no limits on those donations. In 2009, the presidential inaugural committee capped individual donations at $50,000. Lobbyists and political action committees will still be banned from making donations.

Besides the balls and the traditional parade, private money also would pay for items such as giant TV screens on the mall for the swearing-in and thousands of portable toilets.

The other gigantic part of the tab is all the security. That's picked up by taxpayers, but it's harder to put a complete dollar figure on security. The Secret Service says it doesn't discuss those costs.

In 2009, the federal government reimbursed the District of Columbia $44 million for the inauguration. That was just for city costs, not Secret Service or military personnel.

The district's reimbursement included about $24 million paid to the Metropolitan Police Department, which hosted about 4,000 officers from surrounding jurisdictions. It also covered some $7 million for communications, call centers, fire and emergency medical services support costs. An additional $3 million was spent on repaving Pennsylvania Avenue for the parade, as well as for bus and traffic operations.

For this inaugural, some public money has already been set aside.

?The Architect of the Capitol has $4.2 million to spruce up the Capitol grounds for the swearing-in ceremony on the west front. That money also pays for the inaugural platform under construction, along with bleachers, and barricades.

?Nearly $2 million has been approved for U.S. Capitol Police.

?$1.2 million has been budgeted for the Joint Congressional Committee on Inaugural Ceremonies, which stages the day's activities on the Capitol grounds, including the traditional inaugural luncheon for the president and vice president. The menu at the luncheon four years ago featured seafood stew, duck, sour cherry chutney and apple cinnamon spongecake.

Not everything costs money, though.

Tickets are free for the swearing-in ceremony. People interested in attending should contact their senator or congressman to request a ticket. Viewing from the National Mall does not require tickets.

Hotel rooms, however, will cost folks, and some packages require a big fat wallet.

For $100,000, the Ritz-Carlton has an "Access Washington" package that includes two first-class round trip domestic airline tickets, a four-night stay in a luxury suite, private and behind-the-scenes tours of Washington landmarks, an inaugural parade watching party at the Newseum, a designer dress and fancy tuxedo, a diamond and ruby pin and more.

___

Online:

Inauguration committee: http://www.inaugural.senate.gov

Architect of the Capitol: http://aoc.gov/nations-stage/inauguration-us-capitol

Source: http://news.yahoo.com/big-price-inaugural-pomp-much-private-money-130842827.html

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What You Should Know With Social Video Marketing | Business 2 ...

In the world of internet video marketing, most companies see ?going viral? as the holy grail and the prize they need to strive for. It?s like the advertising equivalent of winning the lottery: crafting a marketing message that?s so well-loved that people voluntarily share it with each other by the millions.

Well, if you want a viral video hit, you have to do it through social video marketing. Viral videos don?t simply create themselves; you have to put them out there where people can find them and be interested in them.

Now, it needs to be said: Sad to say, you probably won?t have a video mega-hit like the recent Gangnam Style. The odds are stacked against you. However, even if you don?t become a worldwide hit, social video can mean big things for your online marketing efforts. However, there?s more to it than just creating a video and putting it online.

So, let?s take a look at some of the elements that go into a successful online video marketing venture!

Key Tips For Improving Your Social Video Marketing

• YouTube once, share everywhere: While YouTube is a social site by itself, to really leverage your videos, you need to spread them around. Virtually every major social site allows for video sharing, so start posting Tweets and status updates about your new video to maximize the number of people who hear about it.

• Have good music: It?s a little odd to think about, but good music is a big key to a hit video. It really is worth spending a little money to license a decent track of library music, rather than using a cheap synthesizer production. You might also want to hunt around websites such as jamendo for freely-reusable Creative Commons work.

• Get interactive: Video doesn?t have to be a ?sit back and watch? activity any more. Developers are increasingly using video plugin systems to enhance their content with clickable elements. You can add captions and commentary, include links to your website, run live news feeds, and more. If your video is fun to play with, it?s more likely to be shared.

• Shorter is better: Online marketers argue a lot over what length of video is best for social video marketing. There are arguments to be made for super short (~1 minute) videos as well as longer ones in the 3-4 minute range, but unless you know for a fact your audience has an extremely long attention span, try to keep it under five minutes.

• Make your point early: Since viewers often abandon videos before they?re done, you can?t slowly build up to a point. The main message of the video should be delivered early, hopefully within the first twenty seconds or so. Then recap it at the end, to reinforce it for those who stayed. (The popular Geico ?Rhetorical Questions? line of ads are a perfect example of the last two points in action. Notice the structure is essentially Message-Joke-Message. They work.)

• Look for crossover appeal: In our view, if you are truly aiming to go viral, then you must have crossover appeal. People outside your audience who have no interest in your product whatsoever need to be entertained by your video and want to pass it along solely for its entertainment value. It cannot be purely self-focused, or it won?t go viral.

Good social video marketing is the key to a successful video-based campaign. If you do nothing else, focus on making entertaining videos that clearly present a message. That?s the ground-floor basis for success.???

Source: http://www.business2community.com/social-business/what-you-should-know-with-social-video-marketing-0344259

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