Saturday, December 29, 2012

Aetna CEO Says ObamaCare Could Double Health Insurance ...

A great many people are already stretched , and I see no signs of whom is going to be getting insurance who can?t afford it now as it is. My daughter has no insurance, my grandson is of age and has no insurance. No one has sent them any notices that there?s going to be any relief for them I think the whole thing is a big hoax. Just who are the other millions who this is supposed to help? In the first place it was no cure for those who can?t afford insurance. It was said that this was only going to cover so many millions, and the rest of those with no insurance would be left hanging. And from what I have read, illegals will be covered under medicaid. There?s simply no relief for citizens who make very little money, yet are still not eligible for medicaid. I could go on and on, but why bother.

Source: http://www.westernjournalism.com/aetna-ceo-says-obamacare-could-double-health-insurance-premiums/

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Tuesday, December 18, 2012

Finance Tips: When To File for Bankruptcy ? High Voltage Interactive

Posted: 17th December 2012 by admin in Finance
Tags: bankrupt, bankruptcy, business, filing, finance

Financial advisers would tell you that it should be your last resort to file for bankruptcy and have debt consolidation instead for mountains of debt. When filing for bankruptcy, you should ensure that you can last for six years more without traveling into the same amount of debt. Here are a few things to know.

1. As said earlier, you can only file for bankruptcy again after six years. Bankruptcy can help those with great debt that takes 60% of most income, but it provides the same results as that of debt consolidation and has added advantages, which you cannot make use of, just because of overspending.

2. File for bankruptcy if your business losses are already too high or your medical condition does not allow you to work properly. Business losses leading to bankruptcy can have great implications to respective industries if the liquidation process is skipped. Anybody with a medical condition where payment insurance cannot handle the debts can file for bankruptcy.

3. File for bankruptcy only if you can provide legal fees. Bankruptcy can be costly and while some of your debts may be forgiven, you will still need to pay for legal fees not higher than your debt.

4. Lenders usually forgive or reduce the amount of repayments for your unsecured loans. They can also forgive secured loans, but you could use your collateral to pay them off. If you don?t want to tarnish your credit score too completely, using the collateral can help you.

Source: http://www.highvoltageinteractive.com/finance/finance-tips-when-to-file-for-bankruptcy/

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Monday, December 17, 2012

Big price for inaugural pomp; much private money

WASHINGTON (AP) ? The pomp surrounding the inauguration of the president of the United States can carry a hefty price tag, from the glitzy galas to all those inaugural balls.

Think of it this way: It can cost about the same as 150 Bentley cars, several dozen yachts or some $20 million shy of the cash needed for a Boeing 737.

But taxpayers aren't on the hook for the fun stuff ? the balls and other celebratory events ? and this inauguration won't be as big as the last one for President Barack Obama.

A solid chunk of the tab for the 57th inauguration next month will be picked up by loyal supporters and other private donors, as it has been for years. In 2009, Obama raised $53 million in private money for his inauguration, when a record 1.8 million people braved the winter chill to see him take his place in history as America's first black president.

Previous inaugural committees have raised big cash, too, though not as much as Obama. President George W. Bush had about $40 million raised for each of his inaugurals. For President Bill Clinton, it was about $30 million in 1997.

But this time around, with the economy still sputtering out of the worst downturn since the Great Depression, Obama is scaling back the celebrations a bit.

The official activities will span three days, starting with a National Day of Service on Jan. 19 and culminating on Jan. 21 with the swearing-in, the parade and the balls. Last time, it was four days of events.

As for those inaugural balls, there won't be as many. There were 10 official balls four years ago, but this time around a source close to the inaugural planning says there will be fewer balls, though no final number has been decided yet.

In 2009, there also was a huge rock concert on the National Mall with U2, Bruce Springsteen, Beyonce and many others. No repeat this time. The planning for the 2013 inaugural doesn't include a mall concert.

Another big change is the way Obama will raise his inaugural funds.

Unlike four years ago, he now is accepting money from corporations to help pay for the festivities, and there are no limits on those donations. In 2009, the presidential inaugural committee capped individual donations at $50,000. Lobbyists and political action committees will still be banned from making donations.

Besides the balls and the traditional parade, private money also would pay for items such as giant TV screens on the mall for the swearing-in and thousands of portable toilets.

The other gigantic part of the tab is all the security. That's picked up by taxpayers, but it's harder to put a complete dollar figure on security. The Secret Service says it doesn't discuss those costs.

In 2009, the federal government reimbursed the District of Columbia $44 million for the inauguration. That was just for city costs, not Secret Service or military personnel.

The district's reimbursement included about $24 million paid to the Metropolitan Police Department, which hosted about 4,000 officers from surrounding jurisdictions. It also covered some $7 million for communications, call centers, fire and emergency medical services support costs. An additional $3 million was spent on repaving Pennsylvania Avenue for the parade, as well as for bus and traffic operations.

For this inaugural, some public money has already been set aside.

?The Architect of the Capitol has $4.2 million to spruce up the Capitol grounds for the swearing-in ceremony on the west front. That money also pays for the inaugural platform under construction, along with bleachers, and barricades.

?Nearly $2 million has been approved for U.S. Capitol Police.

?$1.2 million has been budgeted for the Joint Congressional Committee on Inaugural Ceremonies, which stages the day's activities on the Capitol grounds, including the traditional inaugural luncheon for the president and vice president. The menu at the luncheon four years ago featured seafood stew, duck, sour cherry chutney and apple cinnamon spongecake.

Not everything costs money, though.

Tickets are free for the swearing-in ceremony. People interested in attending should contact their senator or congressman to request a ticket. Viewing from the National Mall does not require tickets.

Hotel rooms, however, will cost folks, and some packages require a big fat wallet.

For $100,000, the Ritz-Carlton has an "Access Washington" package that includes two first-class round trip domestic airline tickets, a four-night stay in a luxury suite, private and behind-the-scenes tours of Washington landmarks, an inaugural parade watching party at the Newseum, a designer dress and fancy tuxedo, a diamond and ruby pin and more.

___

Online:

Inauguration committee: http://www.inaugural.senate.gov

Architect of the Capitol: http://aoc.gov/nations-stage/inauguration-us-capitol

Source: http://news.yahoo.com/big-price-inaugural-pomp-much-private-money-130842827.html

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Thursday, December 6, 2012

What You Should Know With Social Video Marketing | Business 2 ...

In the world of internet video marketing, most companies see ?going viral? as the holy grail andSocial Video Marketing the prize they need to strive for. It?s like the advertising equivalent of winning the lottery: crafting a marketing message that?s so well-loved that people voluntarily share it with each other by the millions.

Well, if you want a viral video hit, you have to do it through social video marketing. Viral videos don?t simply create themselves; you have to put them out there where people can find them and be interested in them.

Now, it needs to be said: Sad to say, you probably won?t have a video mega-hit like the recent Gangnam Style. The odds are stacked against you. However, even if you don?t become a worldwide hit, social video can mean big things for your online marketing efforts. However, there?s more to it than just creating a video and putting it online.

So, let?s take a look at some of the elements that go into a successful online video marketing venture!

Key Tips For Improving Your Social Video Marketing

  • YouTube once, share everywhere: While YouTube is a social site by itself, to really leverage your videos, you need to spread them around. Virtually every major social site allows for video sharing, so start posting Tweets and status updates about your new video to maximize the number of people who hear about it.

  • Have good music: It?s a little odd to think about, but good music is a big key to a hit video. It really is worth spending a little money to license a decent track of library music, rather than using a cheap synthesizer production. You might also want to hunt around websites such as jamendo for freely-reusable Creative Commons work.

  • Get interactive: Video doesn?t have to be a ?sit back and watch? activity any more. Developers are increasingly using video plugin systems to enhance their content with clickable elements. You can add captions and commentary, include links to your website, run live news feeds, and more. If your video is fun to play with, it?s more likely to be shared.

  • Shorter is better: Online marketers argue a lot over what length of video is best for Video Marketingsocial video marketing. There are arguments to be made for super short (~1 minute) videos as well as longer ones in the 3-4 minute range, but unless you know for a fact your audience has an extremely long attention span, try to keep it under five minutes.

  • Make your point early: Since viewers often abandon videos before they?re done, you can?t slowly build up to a point. The main message of the video should be delivered early, hopefully within the first twenty seconds or so. Then recap it at the end, to reinforce it for those who stayed. (The popular Geico ?Rhetorical Questions? line of ads are a perfect example of the last two points in action. Notice the structure is essentially Message-Joke-Message. They work.)

  • Look for crossover appeal: In our view, if you are truly aiming to go viral, then you must have crossover appeal. People outside your audience who have no interest in your product whatsoever need to be entertained by your video and want to pass it along solely for its entertainment value. It cannot be purely self-focused, or it won?t go viral.

Good social video marketing is the key to a successful video-based campaign. If you do nothing else, focus on making entertaining videos that clearly present a message. That?s the ground-floor basis for success.???

Source: http://www.business2community.com/social-business/what-you-should-know-with-social-video-marketing-0344259

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Tuesday, November 27, 2012

Should tech entrepreneurs write codes? - The Nation

startup

Jay Jootar
@drjaysayji November 27, 2012 1:00 am

In addition, there are many other tasks demanded from an entrepreneur that seem more important: managing resources, hiring good people, motivating the team, ensuring a good product market fit, and so on.

Yet when you look at successful tech start-ups, most if not all of them have founders who coded, at least when they founded their companies. Bill Gates, Steve Wozniak, Larry Page, and Mark Zuckerberg are just a few notable examples. Steve Jobs is a rare exception, yet he is still very technical and can converse with engineers with ease.

In fact, the ability to write codes helps you as a tech entrepreneur in many different ways. Being able to code enables you to create a prototype of yourself. Even if you have cash to pay for programmers, which often times you don't, it is usually faster for you to create a prototype yourself if you can. You do not have to explain your ideas to others. A good prototype can give you the funding you need to create an actual product.

In addition, if you can code, you will have a better idea about what is and is not possible in terms of the product you are trying to build. You will be able to give a better assessment of the cost and time of doing something than if you don't know how to code at all.

The ability to code will make you speak the same language as your engineers, who will represent the majority of your team. Even if you cannot code as well as they can, you will command more respect if you can talk intelligently about their work. It is widely accepted that technical employees are more likely to follow founders with technical expertise.

During the life of a start-up, many decisions look "technical", but are in fact "business". These are technical decisions that have big impacts on business, and can make or break the company. If you do not have good technical understanding, you will not recognise these as such. You will most likely delegate these critical decisions to people who will look at it solely from a technical point of view - a recipe for disaster.

However, the importance of technical expertise varies according to the types of products you are building as well. Some products might compete primarily on technical features. Other products compete on domain knowledge, viral marketing, or other non-technical matters. In latter cases, the ability to code might not be as important as the former.

To sum up, even though it is not critical in all cases, the ability to code will make you stronger as an entrepreneur. But if you really cannot or will not, there is another option. "If you cannot become a Gates, then do what Jobs did - find yourself a Wozniak."

Latest stories in this category


Source: http://www.nationmultimedia.com/technology/Should-tech-entrepreneurs-write-codes-30195068.html

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Saturday, November 24, 2012

anilasingh: Sorting Hormone Fact From Fiction | Jackies Womens ...

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Hormone balance is every woman?s right, and there has been a growing interest in bioidentical natural hormone usage. What always goes along with that of course is that there is often a negative response that is not always informed but usually quite vocal!

Source:Sorting Hormone Fact From Fiction

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Love Plus OneLove Plus OneShannon McKenna is a shy production assistant with big dreams and even bigger phobias, most of which are not unrelated to her double-digit figure. She coasts along quite comfortably in the ?Shadows?, where she lives vicariously from her fingertips as an aspiring writer. When her similarly sized boss Dixie dangles a carrot in front of her crew to come up with her next TV project, Shannon teasingly concocts a dating reality show with her best friend, the hunky Jake Dalton. Instead of a traditional format, there would be a ?mole? at the bachelorette pad, who would provide all the inside scoop of how the girls really behaved to the Bachelor in question. The only problem is her coworker Rex, or Dogface, Lord of the Reptilian People. When she dallies in her insecurity he pounces on her idea and virtually steals her producing credit. With a little help from Jake and her fairy godmother Jorge, Shannon decides to sabotage the show by rigging it from the inside out. She and Jake would star in the show, and the hunky hero would choose the mole - the "Every Woman" instead of the bevy of beauties that had already been cast. The more they fake it, the easier it is for Shannon to feign a budding romance with her best buddy. Before long she has lost her heart, and some of her sanity. She finally realizes she loves Jake, just in time to fight off 20 other women to win his heart. Plus Size Crochet: Fashions That Fit & FlatterPlus Size Crochet: Fashions That Fit & FlatterAt last, a book of crochet patterns devoted entirely to the plus-size woman!

Plus-size gals are a group that seems to be neglected in the plethora of crochet books on the market. The author, Margaret Hubert, has often been approached at trade shows and through her classes by women in this size category, begging her to design patterns that would fit them. A plus-size crocheter cannot simply take a smaller pattern and increase the number of stitches or rows to get a garment that fits and flatters. There are lots of proportion considerations when designing patterns for larger sizes.

Plus Size Crochet has 20 crocheted garments and accessories for plus-size women. The projects are stylish and flattering for various large figure types. There are also hints and tips to help the crocheter accommodate her special needs.

  • Only crochet book for plus-size women
  • Similar to the books in our popular ?Hooked? series: easy to use with lay-flat wire-o binding, stitch detail photos, project specs at a glance
  • Includes crochet basics section with step-by-step photos
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Meet Bren Plush, shy, a bit heavy and tired of her dreary life? When an irresistibly hot cowboy starts coming into the diner where she works, her world started to shift. How could she get his attention? Follow Bren through her obstacle-filled journey to win the man of her dreams and jump-start her life.

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Wet Ink (Plus Size Loving) BBW Erotic RomanceWet Ink (Plus Size Loving) BBW Erotic RomanceValerie Grant is a gorgeous plus size with sass. She's also a budding romance writer, desperate to get published.

Alex Stone is a handsome, in-demand editor who is about to discover a hot new author when Valerie's book ends up on his desk. Intrigued, he's anxious to meet the real woman behind the story and will stop at nothing until he finds out everything there is to know!

The Big Fashionista: No More Guessing What To Wear | Women's How to Dress Up for the Plus SizeThe Big Fashionista: No More Guessing What To Wear | Women's How to Dress Up for the Plus Size50% off for this week only.

In "The Big Fashionista: No More Guessing What To Wear", Mary Schneider, a professional image consultant shares with readers some basic yet essential secrets to looking great at any size, and getting ready for that special date or occasion. Don?t hide in oversized clothes that make you look as if you?re tenting, and don?t be tricked into wearing too-small things that resemble an over-stuffed sausage. Great fit, flattering cut and beautiful color can be yours, no matter what your size.

"That date, the one you?ve been looking forward to since he asked for your number, the date, is in less than a week. You?ve tried the Cabbage Soup diet and now you feel like a round-cheeked Cabbage Patch doll, not the slim, sexy goddess you were hoping for. South Beach left you high and dry. Atkin?s was a cholesterol-filled disaster, and all Weight Watchers watched were the same pounds you trimmed off bouncing right back on the rebound.

The large-bottom line? You?ve tried to lose those stubborn ten pounds, but like a bad penny, they keep turning up, spoiling your confidence, stealing your sense of being a sexy, modern woman and leaving you wishing you?d never heard the word date, let alone given that special someone your number!"

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Source: http://www.jackiesbazaar.com/womensinterests/plus-size/sorting-hormone-fact-from-fiction

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Source: http://anilasingh52.blogspot.com/2012/11/sorting-hormone-fact-from-fiction.html

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Friday, November 16, 2012

Gold hits one-week low as euro zone data hurts stocks

LONDON (Reuters) - Gold slid more than 1 percent to a one-week low on Thursday following falls in equity markets, but worries about the approaching U.S. 'fiscal cliff' underpinned prices.

World equity markets fell for a seventh day on Thursday, hit by evidence that Europe's debt crisis has stalled economic growth and by persistent concern over the budget problems in the United States.

Losses in stocks helped push spot gold down 0.79 percent to $1,712.4 by 1528 GMT, clawing back some territory after hitting a one-week low of $1,704.69, while U.S. gold for December was down $17.40 an ounce to $1,712.70.

"The fall to session lows in gold is driven by equities. And the end of mining strikes in South Africa is having an impact on platinum group metals, and gold too," Peter Fertig, a consultant with Quantitative Commodity Research, said.

The last of a wave of illegal strikes that have swept South Africa's mining sector ended on Thursday after workers accepted an offer from Anglo American Platinum Ltd, the world's top producer of the precious metal.

Platinum eased 1.06 percent to $1,566.25, while sister metal palladium was last at $632.47, down 0.15 percent.

Silver was down 0.67 percent at $32.43 an ounce.

Referring to falling gold and equity markets, Nic Brown, an analyst with Natixis, said, "You get periods of high correlation between risky assets, and this seems to be happening now.

"There are times when gold is just another commodity."

Brown added, however, that concerns over the approaching U.S. "fiscal cliff" - a combination of government spending cuts and tax rises that become effective in early 2013 if Congress cannot reach an agreement - may lift gold's appeal as a safe haven if negotiations over how to tackle it are protracted.

"If ... agreement looks less likely, I see risks to the upside in the gold price," he said.

President Obama said on Wednesday that Republicans would have to agree to raise taxes on the wealthy as the first step in a budget deal that would prevent a dysfunctional Washington from pushing the economy into recession.

Among other commodities, Brent crude rose towards $111 a barrel on Thursday as Israel's bombing of the Gaza Strip sparked worries around the supply of oil from the Middle East.

Political tensions traditionally also lift gold, though their impact has been outweighed in recent years by economic concerns. If the situation deteriorates, it could affect gold.

"An all-out war would trigger high oil prices, leading to higher inflation and subsequently a return to recession," which would support gold, Saxo Bank Vice President Ole Hansen said.

"In the short term, it could trigger a massive risk-off which ... would hurt gold as the dollar would rally."

GOLD DEMAND FELL IN Q3

A report from the World Gold Council showed on Thursday that global gold demand dropped 11 percent in the three months to September from record levels in the same period last year, hurt by lower demand in China as its economy slowed but with stronger Indian buying stemming a larger fall.

Gold prices in India, historically the world's biggest buyer of bullion, nudged down in line with spot prices on Thursday as the rupee firmed against the dollar, but dealers expected local prices to remain firm given the wedding season.

Global jewellery consumption dipped 2 percent to 448.8 tonnes, the WGC report showed, while demand for coins and bars fell 30 percent. European investors, particularly in German-speaking markets, accounted for half of the 128.1 tonne drop in bar and coin demand.

The WGC's managing director for investment, Marcus Grubb, told the Reuters Global Gold Forum that he expected full-year buying to be lower than in 2011 though prices would hold firm.

"Last year demand was around 4,400 tonnes ... but so far this year we are lower, mainly because of the bad first half in India," he said.

"We expect ... we will see demand in tonnes down by 5 to 10 percent from 2011, but the price will stay at or above where we are now with quantitative easing, (the) U.S. cliff and debt ceiling, and the OMT (bond purchase plan) in the euro zone, plus strong seasonal demand in India and China."

Source: http://news.yahoo.com/gold-hits-one-week-low-euro-zone-data-055819420--finance.html

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